Credit Card Utilization Calculator
Instantly calculate your credit utilization ratio and see how it impacts your credit score.
Single Card Details
Why Utilization Matters
Credit utilization accounts for ~30% of your credit score. Keeping it below 30% is good, and below 10% is excellent.
Your Credit Utilization
Utilization: 0%
Status: Excellent
Total Balance: $0
Total Limit: $0
Balance for 30%: $0
Balance for 10%: $0